The insurance platform for
lending operations

Advocate delivers the control you need to turn insurance problems into insurance revenue.

Trusted by many

WHY ADVOCATE

Measure the impact of insurance.
Then improve.

Our Insurance Operations Platform automatically collects data from your insurance processes. We benchmark your performance against our proprietary database of industry data to give you actionable insights. The result? Information you can use to improve closing times, lower costs, and beat the competition.

Insurance Compliance

Control portfolio-wide insurance risk

Take our proprietary risk questionnaire to identify your insurance risk profile. Combining your preferences with our proprietary data we create a custom compliance framework to fit your needs. The result? Insurance requirements that check for what you care about and do not get in the way of closing loans.

$5.6+ billion

in loan volume reviewed in last 12 months

3,500+ reviews

in last 12 months

"As a manager overseeing thousands of reviews I’ve solved every type of insurance problem for our clients. As a former credit underwriter and investment banker I also understand what lenders care about. Our expertise across credit and insurance is what sets us apart."

- Amol, Senior Director at Advocate

With full-service implementation.

Our world-class insurance professionals review every insurance document during loan closing. We find and then resolve errors directly with your borrower. With Advocate your loan operations team will never deal with insurance again.

"Advocate, I love you guys! You make my life and job so easy!"
- M.D., Haus Lending

Insurance Marketplace

Save your borrowers money.

We can save your borrowers 50% on insurance. Our data-driven engine knows where to find the best priced insurance. How? We find the broker with the best price and match them to your borrower. It is a simple process that provides radical savings.

While you earn money.
A win-win.

Every loan needs insurance. So why not sell insurance to your borrowers? With Advocate you can sell borrowers insurance and create a new revenue stream. The best part? There is no integration required.

65% of borrowers who use the Advocate Insurance Marketplace successfully find and buy insurance.

Insurance Analytics

Forecast returns accurately.

Are you frustrated when insurance premiums are unexpectedly higher than forecast? Advocate’s insurance benchmarks provide underwriters with accurate estimates to eliminate surprises at closing and improve your forecast of investment return.

Plans for every budget

Standard

$20 per loan
$450 per complex loan
A complex loan is defined as a loan larger than $10 million or containing 7 or more properties / assets that are part of the collateral package.
No minimum loans per month

plus

$45 per loan
$750 per complex loan
A complex loan is defined as a loan larger than $10 million or containing 7 or more properties / assets that are part of the collateral package.
5 minimum loans per month per user

premium

$85 per loan
$1,250 per complex loan
A complex loan is defined as a loan larger than $10 million or containing 7 or more properties / assets that are part of the collateral package.
15 minimum loans per month per user
Insurance Compliance
Review team response times
0 to 24 hours
0 to 10 hours
0 to 2 hours
Lender review support
Email
Email + Chat
Email + Chat + Phone Hotline
API Integrations
No
Yes. Support added expense
Yes. Support included.
Customized requirements
No
Yes
Yes.
6-month portfolio risk review
No
Yes with Risk Manager
Yes with CEO
Insurance Marketplace
Free borrower access to Marketplace
Yes
Yes
Yes
Lender bid $ value retention
10-30%
30%-50%
50%-70%
Insurance Analytics
Operational analytics
Yes
Yes
Yes
Insurance benchmarks for underwriting / debt service coverage ratios
No
No
Yes

Standard

$20 per loan
$450 per complex loan
A complex loan is defined as a loan larger than $10 million or containing 7 or more properties / assets that are part of the collateral package.
No minimum loans per month
Insurance Compliance
Review team response times
0 to 36 hours
Lender review support
Email
Customized dashboard
Yes
API Integrations
No
Customized requirements
No
6-month portfolio risk review
No
Insurance Marketplace
Free borrower access
Yes
Lender bid $ value retention
10-30%
Insurance Analytics
Operational analytics
Yes
Insurance benchmarks for underwriting / debt service coverage ratios
No

Plus

$45 per loan
$750 per complex loan
A complex loan is defined as a loan larger than $10 million or containing 7 or more properties / assets that are part of the collateral package.
5 minimum loans per month per user
Insurance Compliance
Review team response times
0 to 12 hours
Lender review support
Email + Chat
Customized dashboard
Yes
API Integrations
Yes. Support added expense
Customized requirements
Yes
6-month portfolio risk review
Yes with Risk Manager
Insurance Marketplace
Free borrower access
Yes
Lender bid $ value retention
30%-50%
Insurance Analytics
Operational analytics
Yes
Insurance benchmarks for underwriting / debt service coverage ratios
No

Premium

$85 per loan
$1,250 per complex loan
A complex loan is defined as a loan larger than $10 million or containing 7 or more properties / assets that are part of the collateral package.
15 minimum loans per month per user
Insurance Compliance
Review team response times
0 to 2 hours
Lender review support
Email + Chat + Phone Hotline
Customized dashboard
Yes
API Integrations
Yes. Support included
Customized requirements
Yes
6-month portfolio risk review
Yes with CEO
Insurance Marketplace
Free borrower access
Yes
Lender bid $ value retention
50%-70%
Insurance Analytics
Operational analytics
Yes
Insurance benchmarks for underwriting / debt service coverage ratios
Yes